Auto Insurance: Additional Coverage Options
Personal Injury Protection
help cover medical expenses after an accident, regardless of fault. PIP provides broader protection, including lost wages and rehabilitation costs, while MedPay focuses exclusively on medical bills for you and your passengers. Choosing the right coverage depends on your state’s requirements and financial needs, offering essential financial security in the event of an accident.
Roadside Assistance
provides peace of mind by offering immediate help when your vehicle breaks down or encounters issues on the road. Services typically include towing, fuel delivery, flat tire changes, jump-starts, and lockout assistance, ensuring you’re never stranded. This affordable add-on is invaluable for drivers seeking reliable support during unexpected vehicle emergencies.
Rental Car Coverage
ensures you have access to a rental vehicle while your car is being repaired after a covered accident. This optional add-on saves you from out-of-pocket expenses and keeps you mobile during unexpected downtime. It's a convenient and cost-effective solution for maintaining your routine without interruption.
Auto Insurance: Safeguarding Your Daily Ride
Your home is your sanctuary—a place where you deserve complete peace of mind. Our comprehensive home insurance delivers exactly that through four essential protections that let you rest easy.
Financial
Protection
Rest easy knowing your investment is protected against unexpected events like natural disasters, fires, and accidents. Your home and possessions are covered 24/7, protecting your financial future.
Property
Coverage
Feel secure about your family's safety and comfort. Our coverage ensures your belongings, from furniture to precious keepsakes, are protected against theft, damage, and unforeseen circumstances.
Liability
Coverage
Enjoy life without worrying about liability. Our comprehensive coverage protects you if someone is injured on your property, handling any potential medical or legal expenses that might arise.
Value
Protection
Secure your future with inflation protection and guaranteed replacement cost coverage, ensuring your home maintains its value and protection over time.
Auto & Home Insurance FAQs
Liability covers damages to others, collision covers your car, and comprehensive protects against non-collision incidents.
Yes, it protects you from expenses if an uninsured driver causes an accident.
Many policies extend coverage to rentals; confirm with your provider.
Repairs or rebuilds your home due to risks like fire or vandalism.
No, but it can be included as an additional endorsement
Bundle policies, increase deductibles, or install safety features.
Home Insurance: Coverage Options
Liability
Protection
Protects you if someone is injured on your property or if you're held liable for damages.
Personal Property Coverage
Covers your belongings, such as furniture, electronics, and clothing, against theft or damage.
Dwelling
Protection
Covers the cost to repair or rebuild your home after covered events like fire, windstorms, or vandalism.
Scheduled Personal Property Coverage
Higher limits for valuables like jewelry or artwork.
Natural Disaster Coverage
Comprehensive natural disaster coverage to protect your home and belongings.
Auto Insurance: Safeguarding Your Daily Ride
Your vehicle is more than a mode of transportation—it's an essential part of your daily life. Auto insurance ensures you're protected from unexpected events that could disrupt your finances or mobility.
Liability
Insurance
Covers costs if you're responsible for injuries or damages in an accident.
Collision
Insurance
Pays for damage to your car, regardless of who is at fault.
Comprehensive Insurance
Protects against non-collision incidents like theft, vandalism, or natural disasters.
Uninsured/
Underinsure
Covers your expenses if you're hit by a driver with little or no motorist insurance.